Keeping An Eye On Hurricane Irene
- When did you last walk the your property? Was it after the earthquake on Tuesday (8/23/11)?
- Did you have photos already on file of the exterior to show the condition of the property prior to that incident?
- Are your buildings’ generators operational? How old is the gas?
- Can your business operate for five to 10 days without power?
- If the cell phone cannot be used, do you have a twitter account to communicate? Is everyone on your team following each other?
- Take the time now to update phone numbers, read thru your “redbook,” and purchase what you may need so you are not scrambling at the last minute.
- Refer to www.epa.gov to answer questions on mold and how to clean, disinfect , or remediate properly.
- Get a notebook & keep track of all dates, times, and persons you talk to with regard to your claim.
- Take digital photos of all affected areas as soon as safely possible.
- Get a copy of your insurance policy. This defines and determines your limits, rights, and responsibilities to and from your Insurance.
- Speak/sit down with your adjuster. Define who is taking responsibility for your loss. What are your responsibilities and/or duties to comply as well as make a smooth and seamless claim process?
- Ask what is the process for listing and evaluating your T/L (total loss) personal property and for getting compensated. Do not throw ANYTHING away, everything has value.
- Follow up EVERY meeting or conversation with an e-mail to capture what was discussed and might have been agreed to. This will eliminate any potential confusion and misunderstandings later on.
- Ask your adjuster for a sufficient advance for purchases that are necessary.
- Save ALL receipts for any additional expenses.
- Wear P.P.E. (protective clothing such as gloves, hard hat, respirator, Ty-Vec suits, etc.) if you enter a disaster zone, THEN, WASH YOUR HANDS! This is the most effective method of preventing the spread of germs, viruses, bacteria, and disease.
Other posts by